Payroll · UAE and Saudi Arabia

UAE and Saudi Arabia: early support.

The basics are in the product today. The rates are still being reviewed. Talk to us before you rely on them for a live payroll.

United Arab Emirates

UAE pack, version AE-2026.10.

  • Wages Protection System (salary file)

    The salary information file (SIF) your bank or exchange house takes for each pay run, built from the register.

    AE-WPS-2019checked 06 Sep 2026Review pending

  • End-of-service gratuity (accrual)

    End-of-service gratuity, accrued every month as a liability the employer carries, for everyone outside the national pension. Nothing is deducted.

    AE-EOS-2022.02checked 06 Sep 2026Review pending

  • GPSSA pension (UAE nationals)

    The pension for UAE nationals only, read from each person's nationality. Nationals of the other GCC states are flagged for their home scheme.

    AE-GPSSA-2023.10.2checked 29 Sep 2026Review pending

  • Passport, visa and Emirates ID records, with each number encrypted and only its last four characters shown.
  • Prices in AED on the pricing page.

Download a sample:UAE WPS salary file (SIF)Fictional data

Saudi Arabia

Saudi pack, version SA-2026.10.

  • GOSI social insurance

    Social insurance, read from each person's nationality and the day they were first registered: Saudi nationals and everyone else contribute differently.

    SA-GOSI-2026.07checked 29 Sep 2026Review pending

  • Wage Protection System (salary file)

    The salary file the bank takes for each pay run through Mudad, built from the register.

    SA-WPS-2020checked 06 Sep 2026Review pending

  • End-of-service award (accrual)

    End-of-service award, accrued every month as a liability the employer carries. Nothing is deducted.

    SA-EOS-2015checked 06 Sep 2026Review pending

  • Iqama and passport records, with each number encrypted and only its last four characters shown.

What “early support” means.

Several rates are marked for review. Each rule below names its version and the day it was last checked.

UAE schemeRule versionEffective fromLast checkedStatus
Wages Protection System (salary file)
AE-WPS-2019

MOHRE Ministerial Resolution 598/2022 and the WPS SIF specification (EDR/SCR records).

01 Jan 201906 Sep 2026Review pending
End-of-service gratuity (accrual)
AE-EOS-2022.02

Federal Decree-Law 33/2021 (Labour Law) art. 51 — 21 days' basic per year for the first five years, 30 days thereafter, capped at two years' pay; not payable to nationals covered by pension.

02 Feb 202206 Sep 2026Review pending
GPSSA pension (UAE nationals)
AE-GPSSA-2023.10.2

Federal Decree-Law 57/2023 on Pension and Social Security, as GPSSA publishes it: 26% of the contribution account salary — 11% insured, 15% employer, of which the government bears 2.5% for private-sector salaries under AED 20,000 (gpssa.gov.ae, 'Federal Decree Law No. 57 of 2023 provides insured individuals in the government and private sector with equal rights'). Members registered before 31 Oct 2023 stay under Federal Law 7/1999: 5% insured, 12.5% employer, 2.5% government. Contributory salary AED 3,000–70,000. Corrects AE-GPSSA-2023.10, which charged private employers 15% on every salary.

31 Oct 202329 Sep 2026Review pending
Saudi schemeRule versionEffective fromLast checkedStatus
GOSI social insurance
SA-GOSI-2026.07

Social Insurance Law (Royal Decree M/33) as amended in force 3 Jul 2024: new entrants with no earlier contributions pay annuities rising from 9% by 0.5% each 3 July to 11% (2025-2028), employee and employer each; existing subscribers stay on 9%. SANED 0.75% each; occupational hazards 2% employer. Wage basis basic + housing, SAR 1,500–45,000 for a Saudi, SAR 400–45,000 otherwise. Year three: 10% for new entrants.

03 Jul 202629 Sep 2026Review pending
Wage Protection System (salary file)
SA-WPS-2020

Ministry of Human Resources WPS file specification as used by Mudad.

01 Jan 202006 Sep 2026Review pending
End-of-service award (accrual)
SA-EOS-2015

Labour Law (Royal Decree M/51) art. 84 — half a month's wage per year for the first five years, a month per year thereafter, on the last wage.

18 Oct 201506 Sep 2026Review pending

Hosted in Singapore.

Your team, in Arabic.

Employees use the app in Arabic, laid out right to left. HR screens stay in English.

The employee app in Arabic, laid out right to left.

The employee app in Arabic, right to left. Demo workspace · fictional clinic group.

Running payroll in the Gulf?

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